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Ella Provan


Ella’s Story

I was only a child when I received my compensation money from the car accident. Frenkel Topping was recommended to my Dad by the solicitor who handled my claim – on settlement of the claim we wanted to speak to a specialist.

At that stage, long term financial planning was our main concern. We needed safety and looked for someone [an IFA] who was experienced in the field. We wanted the award to be invested for the long-term safety.

We met Richard Fraser, [the a Consultant, now the Managing Director of FT] at the beginning. He seemed a man of integrity and one we could trust, so we put our trust in him. We were impressed with FT’s understanding of what we required and our relationship has progressed reasonably well. We had confidence in what they were trying to achieve for us.

We have occasional family discussions about finance and annual general meetings to check the progress of my investments.

As security was our main financial goal, it is comforting to know that I have that fallback and my care needs are financially covered – Frenkel Topping has always provided us with that.

It has also meant that I haven’t had to worry about my needs being met and this has allowed me to focus on getting on with my life and living.

Having financial security has allowed me to get on and live my life. I went to University and completed an MSc in Mental Health and Psychological Wellbeing. In between my studies I have had the opportunity to travel around the world – the furthest country being New Zealand where I was also lucky enough to do a sky dive!

Most recently, we had an extremely rewarding experience when our family horse, Pineau de Re, won the Grand National horse race in 2014. It was an amazing day and a memory we will treasure for a long time!

FT: What advice would you give to someone who has just come out of the litigation process and facing a different future?

Ella: That it’s overwhelming – there is so much to take in and process. But having the expertise and someone to handle the financial element enables you to keep you focus and energy on adapting to the life you now have.

My disability hasn’t held me back in achieving the goals I set myself. I am now working as a Schools Inclusion Coordinator for a charity in London called Back Up, which supports people affected by spinal cord injury.

For more information on the Back Up trust and the work of the charity, please visit

Date: 09/10/2015

Author: Emma Waddingham

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